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Our
Website
Our
website is designed to educate consumers and employers
about Health Savings Accounts and Consumer
Driven Health Plans. A great place to start learning
about HSAs is at our HSA Learning Center. It contains
everything you need to know about Health Savings
Account health plans.
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Did You Know......
Great
Lakes HSA has been advising companies from the first
day HSAs were available. Few companies can make
that claim.
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Working with a HSA Expert
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HSA
Experts - Where did they all come from?
When we started Great Lakes HSA in the Fall
of 2003, there was only one true HSA expert,
Roy
Ramthun, who was working at the US Treasury.
Roy was the only person in America that you
could truly call an HSA expert.
He was the main source for the knowledge we
acquired over the first two years of business.
Roy is now is President of HSA
Consulting Services.
Fast forward to the summer of 2007, All of a
sudden, every insurance broker or insurance
consultant in the country became an "HSA
Expert". Where did they all come from?
How did everyone become an expert
in six months?
Insurance
professionals might have 30 years experience
working with employee benefits. But if
someone hasn't been 100% devoted to HSA
health plans over the last three years
(like Great Lakes HSA), there is little
chance they have accumulated the experience
to be considered an "HSA expert"
and provide you with accurate analysis
to determine if a HSA is the best plan
for your company.
We define a HSA expert as:
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An
individual who is well versed in section
223 regulations and the latest rules and
IRS notices. Section 223 regulations govern
HSA contributions & eligibility.
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A
HSA expert has designed, implemented
and enrolled at least 50 groups over
the last two years.
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A
HSA expert must have an expert level knowledge
of each carrier's HSA plans and know the
strengths and weaknesses of each plan.
- A
HSA expert has a thorough understanding of
HSA providers and how the banking process
works in conjunction with the health plan.
The expert should have at least 500 individuals
enrolled in a HSA style plan in the last two
years.
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